Instant bank payments with lower fees
A fast, simple and secure way to pay
Whether you call it Pay by bank, A2A, or Open Banking, the result is the same. A streamlined payment method that removes card fees and chargebacks while giving customers a secure, card-free way to pay.
Instant settlement
Stop waiting days for funds to clear. Payments settle directly into your account in real time, giving you predictable cash flow.
Payments built for modern business
Add a modern checkout option that removes card fees and chargebacks,while giving customers a secure, card-free way to pay.
Dramatically lower costs
Reduce card network fees with direct account-to-account payments, helping you retain more revenue, especially on high-value transactions.
Eliminate chargebacks
Payments are authenticated directly by the bank, removing chargeback risk and helping you retain full revenue.
Bank-grade security
Built on bank-level authentication standards. No card details are stored or exposed during payment.
Faster access to funds
Payments settle directly into your account faster than cards, giving you quicker access to cash flow.
Boost your conversion
A simple, familiar flow that removes friction from card entry and errors, improving completion rates.
Simple, flexible integration
Integrate Pay by bank in a few steps. Works alongside your existing checkout for one-off or recurring payments.
Built for high-value orders
Ideal for B2B and high-value transactions. Eliminate expensive card network fees and completely remove the financial risk of fraudulent chargebacks.
Frequently asked
questions
- What is pay by bank?
Pay by bank is an account-to-account payment method that allows customers to pay directly from their bank, without using cards or entering card details.
- How does pay by bank work at checkout?
Customers select Pay by bank, choose their bank, and authorise the payment through their banking app or online banking. Funds are then sent directly to your account.
- Are pay by bank payments secure?
Yes. Payments are authenticated by the customer’s bank using strong customer authentication. No card details are shared or stored.
- When should i use pay by bank instead of cards?
Pay by bank is well suited to high-value transactions, repeat customers, and use cases where reducing fees and eliminating chargebacks is important.
- How quickly do funds settle?
Most Pay by bank payments settle instantly or within minutes, depending on the bank and network used.
Start accepting payments, without the friction
Pay by bank removes the cost and administrative overhead of cards, giving you a faster, more reliable way to get paid.